COOPERATIVAS DE AHORRO Y CRÉDITO Y LA INCLUSIÓN FINANCIERA DEL ECUADOR
Fecha
2023-10-06
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Jaén: Universidad de Jaén
Resumen
(ES) La inclusión financiera es un término que está tomando fuerza en la economía a nivel mundial,
ya que brindar acceso y uso de productos y servicios financieros a la población se ha convertido
de vital importancia para el desarrollo económico, en este caso, es relevante conocer cuál es el
papel que juega el sector cooperativo contra la lucha de la exclusión financiera.
Por esta razón, el presente trabajo de fin de master es una investigación profunda sobre la
inclusión financiera, además, un análisis del aporte de las cooperativas de ahorro y crédito en
el Ecuador, y centrándose en el caso específico de la Cooperativa CREA, siendo una
cooperativa ubicada dentro del segmento 1 a razón de la clasificación de la Superintendencia
de Economía Popular y Solidaria, demostrando que tiene gran influencia en la economía del
país y en este caso sobre la inclusión financiera.
(EN) Financial inclusion is a term that is gaining strength in the world economy, since it provides access and use of financial products and services to the population, it has become of vital importance for economic development, in this case, it is relevant to know which It is the role played by the cooperative sector the fight against financial exclusion. For this reason, this master's thesis is an in-depth investigation of financial inclusion, as well as an analysis of the contribution of savings and credit cooperatives in Ecuador, and focusing on the specific case of Cooperativa CREA, being a cooperative located within segment 1 based on the classification of the Superintendencia de Economia Popular y Solidaria, demonstrating that it has great influence on the country's economy and in this case on financial inclusion.
(EN) Financial inclusion is a term that is gaining strength in the world economy, since it provides access and use of financial products and services to the population, it has become of vital importance for economic development, in this case, it is relevant to know which It is the role played by the cooperative sector the fight against financial exclusion. For this reason, this master's thesis is an in-depth investigation of financial inclusion, as well as an analysis of the contribution of savings and credit cooperatives in Ecuador, and focusing on the specific case of Cooperativa CREA, being a cooperative located within segment 1 based on the classification of the Superintendencia de Economia Popular y Solidaria, demonstrating that it has great influence on the country's economy and in this case on financial inclusion.