LA OBRA SOCIAL DE LAS CAJAS DE AHORROS. EVOLUCIÓN RECIENTE
Fecha
2016-06-29
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Jaén: Universidad de Jaén
Resumen
[ES] Desde su nacimiento en el siglo XVIII, las cajas de ahorros
han tenido un marcado carácter social. Debido a esto, es como
smgen las primeras obras sociales. Desde entonces, tanto las cajas
de ahonos como las obras sociales se han visto sometidas a
distintos procesos de reformas. Con la crisis iniciada en 2007, el
sistema bancario español se ve seriamente afectado, teniendo que
tomar distintas decisiones para seguir manteniendo su eficiencia.
Con el proceso de reestructuración, desaparecen la mayor parte de
las cajas de ahorros y se determina que la obra social, hasta
entonces gestionada por las cajas, pasará a ser administrada por las
nuevas fundaciones . Con este trabajo, se pretende conocer cuál es
el origen de la obra social y la evolución que ha sufrido desde su
nacimiento hasta la actualidad. Para ello se estudiará el desairnllo
de su actividad, a quien se dirige, cuales son los medios de
financiación y en que niveles se encuentra actualmente.
[EN] Since its büth in the eighteenth century, savmgs banks have had a marked social character. This is the reason why the first social work arises. Since then, both savings banks and social works have been subjected to various reform processes. With the crisis that began in 2007, the Spanish bank system is seriously affected, having to make different decisions to maintain its efficiency. With the restructuring, most of the savings banks disappear and social work, which until then was managed by the savings banks, will be administered by the new foundations. With this paper, we want to know what is the origin of social work and the evolution that has suffered from its büih to the present. For that, we will study the development of its activity, to whom it is addressed, which are the means of funding and its current levels
[EN] Since its büth in the eighteenth century, savmgs banks have had a marked social character. This is the reason why the first social work arises. Since then, both savings banks and social works have been subjected to various reform processes. With the crisis that began in 2007, the Spanish bank system is seriously affected, having to make different decisions to maintain its efficiency. With the restructuring, most of the savings banks disappear and social work, which until then was managed by the savings banks, will be administered by the new foundations. With this paper, we want to know what is the origin of social work and the evolution that has suffered from its büih to the present. For that, we will study the development of its activity, to whom it is addressed, which are the means of funding and its current levels